Which of the following is not a type of uninsured loss?

Vandalism is actually a type of loss that is typically covered under most insurance policies, making it the incorrect choice for identification as an uninsured loss. Uninsured losses refer to damages that a policy does not cover or that fall outside the coverage of specific insurance.

Conversion, lot damage, and employee accidents can be considered types of uninsured losses under certain conditions. For instance, conversion refers to the unauthorized taking of personal property, which may not be covered by all policies, especially if it involves employee activities. Lot damage occurs due to physical impacts to property that may not be covered based on certain policies' exclusions. Similarly, employee accidents may fall outside coverage if the business does not have proper workers' compensation insurance in place.

Thus, identifying vandalism as an option that typically has a coverage base distinguishes it from the examples that could fall into the category of uninsured losses under certain conditions.