What should never occur without risk's approval?

Reporting a vehicle as stolen should never occur without risk's approval because it involves significant implications for the rental company and its insurance policies. When a vehicle is reported stolen, it triggers various processes, including investigations, potential claims to insurance, and legal actions. It is essential that these actions are coordinated and approved by the risk management team to ensure compliance with company protocols and to minimize liability.

Furthermore, this approval helps maintain accurate records and verifies that proper steps have been taken before escalating the situation to law enforcement or insurance providers. The other options, while still important, typically do not lead to the same immediate, serious consequences and might not necessitate the same level of oversight and approval from the risk management perspective.